Capital First Doctor Loan Interest rates in Bangalore
| Up To 30,00,000 | 30,00,000 Above | |
|---|---|---|
| Hospital | 13.00% | 12.50% |
| Salaried Doctor | 13.00% | 12.50% |
| Self Employed Professional Doctor | 13.00% | 12.50% |
Features of Capital First Doctor Loan Bangalore
| Type | Features |
|---|---|
| Processing Fee | 1% |
| Pre Closure Charges | 3% |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 4 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.75,00,000/- |
Capital First Doctor Loan Bangalore Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 750 per Bounce |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Nil |
| Insurance Cover | 0.8% on Loan amount |
| Cheque Swapping Charges | Rs. 500/- |
| N O C Issuance Charges | Nil |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
Capital First Doctor Loan FAQ's
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TATA Capital
Credila
HDFC Limited
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Edelweiss
Indiabulls Housing Finance
Religare Finvest
Yes Bank
Canara Bank
Bank of Baroda
Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Bangalore
Bangalore, also known as Bengaluru (Kannada) is the capital of the Indian State of Karnataka. Bangalore is nicknamed the Garden City and was once called a Pensioner's Paradise. Located on the Deccan Plateau in the south-eastern part of Karnataka, Bangalore is India's third most populous city. There are a number of expats from across the world living in the city, Bengaluru’s reputation as a science and technology centre was established early in the 20th century in 1905 it became the first city in India to have electric street lights. Bangalore is known as the Silicon Valley of India because of its position as the nation's leading IT exporter. Bangalore is a major economic and cultural hub and the fastest growing major metropolis in India.
History is In 1537 the feudal lord Kempegowda built a mud fort here, but it remained something of a backwater until 1759, when the city was gifted to Hyder Ali by the Mysore maharaja.In 1809 the British Cantonment was established, and in 1831 the British moved their regional administrative base from Srirangapatnam to Bengaluru, renaming the city Bangalore in the process.
Other Cities Loan Offers
Places To Be Visited In Bangalore
Tipu Sultan Fort
Tipu Sultan Fort represents the artistic talent that prevailed in the past. It was originally constructed by Kempe Gowda in the year 1537 using mud bricks. It was modified and extended by Haider Ali, who used granite stones in the process. It was Tipu Sultan who completed it during 1791 and it served as his summer retreat.
Bangalore Palace
Bangalore Palace was constructed by Chamaraja Wodeyar in the year 1884 and he had his inspiration from England’s Windsor Castle. Located at city’s center, the Tudor style construction has Gothic windows, woodcarvings and turrets, which stand proof of the stunning architecture during the period. The 430-acre land that holds the palace has beautiful gardens.
Lal Bagh Botanical Gardens
This botanical garden is one of the most beautiful botanical gardens in India. Constructed by Haider Ali, it was later modified by Tipu Sultan. The Glass House in the gardens was inspired by the London Crystal Palace. Spread across a sprawling 240 acres of land, the garden has above 1800 species of plants, herbs and trees. The lawn clock in the garden is the first of its kind in India.
Nandi Hills
Nandi Hills is a perfect location to feel one with nature. Located 60 kms away from Bangalore, it is one of the hill stations near Bangalore with the solid monolithic granite mass that offers the best view. Rivers Palar and Arkavathi originate from here. The hill was named after the renowned Nandi temple, which is situated at the top of the hill. It is situated 1478 meters above sea level.
Cubbon Park
Cubbon Park is situated in 300 acres of land. It was constructed by Richard Sankey who was the Chief Engineer of Mysore. The Park offers beautiful walk way. It deserves to be called a Paradise for walkers. It houses museums, library, aquarium, toy train and tennis academy.
Shivasamudram Falls
The place is famous for having Asia’s first hydroelectric power station. The falls are 38 km from banglore and near by so many temples there and this is the one of the beautiful place.