Capital First Doctor Loan Interest rates in Coimbatore
| Up To 30,00,000 | 30,00,000 Above | |
|---|---|---|
| Hospital | 13.00% | 12.50% |
| Salaried Doctor | 13.00% | 12.50% |
| Self Employed Professional Doctor | 13.00% | 12.50% |
Features of Capital First Doctor Loan Coimbatore
| Type | Features |
|---|---|
| Processing Fee | 1% |
| Pre Closure Charges | 3% |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 4 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.75,00,000/- |
Capital First Doctor Loan Coimbatore Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 750 per Bounce |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Nil |
| Insurance Cover | 0.8% on Loan amount |
| Cheque Swapping Charges | Rs. 500/- |
| N O C Issuance Charges | Nil |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
Capital First Doctor Loan FAQ's
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Coimbatore
Coimbatore City (Kovai in Tamil language) is one of the top 10 fastest growing cities of India. Coimbatore is the district capital. It is situated on the banks of river Noyal, a tributary of river Cauvery. There are more than 25,000 small, medium, large scale industries and textile mills.Coimbatore has six taluks namely Coimbatore(North), Coimbatore(South), Mettupalayam, Sulur, Pollachi and Valparai and two revenue divisions of Coimbatore and Pollachi.
Coimbatore is famous for Universities, Engineering Colleges, Medical, Textiles-Yarn, Knitted Garments, Handlooms, Textile Machinery, Motors, Pumps, Industrial goods, Cotton, Tea, and Software. The shopping malls like Brookefields and Fun Republic are popping up in Coimbatore.Existence of Coimbatore can be traced back to 2nd Century AD as a small tribal village capital called Kongunad.
Places To Be Visited In Coimbatore
Marudamalai Temple
Marudamalai Temple is dedicated to the Hindu deity Lord Murugan or Kartikeya and is situated atop a hill of the same name. The hills are a part of the Western Ghats and the surroundings are picturesque to look at. The Temple complex is built in a unique Dravidian style which is 1200 years old and its colorful gopuram is amazing to look at. It is also considered that the hills are a home to various types of medicinal herbs.
Eachanari Vinayagar Temple
Lord Vinayagar or Ganesh is the main deity of the temple. Eachanari Vinayagar Temple is considered to be consecrated in 1500 AD. Temple is famous to its massive 6 foot tall idol of lord Ganesha and is one of the biggest idols of the deity in south India. The best time to visit the temple is during the Hindu festival of Ganesh Chaturthi.
Siruvani Waterfalls
Located near the dam built on the Siruvani River, the Siruvani Waterfalls are located 35 kilometers west from Coimbatore. The Siruvani River’s water is considered to be one of the best tasting in the world and is one of the top most attractions in Coimbatore.
Parambikkulam Wildlife Sanctuary
Parambikkulam Wildlife Sanctuary is located at the Western Ghats and is bordered by the states of Kerala and Tamil Nadu. The protected forests are spread across 285 square kilometers. Parambikkulam Wildlife sanctuary is also a tiger reserve and a protected habitat of several endangered species. The forests are also a home to 4 tribes which are indigenous to this area.
Perur Pateeswarar Temple
Perur Pateeswarar Temple is dedicated to the Hindu deity Lord Shiva and was built by the Cholas and is considered to be thousands of years old. The stone carvings inside the temple and its pillars are breathtaking and are few of the finest specimens of the art. The temple is said to be located at the spot where Lord Shiva himself performed the ‘Tandav’ dance. The golden statue of Lord Natraja (Shiva) is also one of the major attractions here.
Aliyar Dam
At a distance of 64 Kms from Coimbatore,Aliyar Dam is a charming location surrounded by Annamali Hills with wonderful natuarl views. It is located between Pollachi and Valparai.Built across Aliyar River between 1959 and 1969, the primary purpose of the dam is to support irrigation. The height of the dam is 81 meters. There is a well maintained park built at bottom of the Dam.