Capital First Doctor Loan Interest rates in Jabalpur
| Up To 30,00,000 | 30,00,000 Above | |
|---|---|---|
| Hospital | 13.00% | 12.50% |
| Salaried Doctor | 13.00% | 12.50% |
| Self Employed Professional Doctor | 13.00% | 12.50% |
Features of Capital First Doctor Loan Jabalpur
| Type | Features |
|---|---|
| Processing Fee | 1% |
| Pre Closure Charges | 3% |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 4 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.75,00,000/- |
Capital First Doctor Loan Jabalpur Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 750 per Bounce |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Nil |
| Insurance Cover | 0.8% on Loan amount |
| Cheque Swapping Charges | Rs. 500/- |
| N O C Issuance Charges | Nil |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
Capital First Doctor Loan FAQ's
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Jabalpur
"Jabalpur Located in the MahaKaushal region of central India in the east of Madhya Pradesh, Jabalpur is the third most populated city of the state. Katni borders Jabalpur in the north, Umaria in the north-east, Dindori in the east, Mandla at south east and Seoni in the south. The city is also the administrative headquarters of Jabalpur District as well as Jabalpur division. Located at the north of the Narmada River, the place is a rocky area surrounded by low hills and lakes.In its past decades, Jabalpur was known as Tripuri and the Hayahaya rulers governed it. The ancient and historic epic, Mahabharata also contains references of this city.
The Mughals have constantly tried to run this city but were never successful. In 1789, the city finally came under
the rule of the Marathas, which was later taken over by the Britishers in 1817. Britishers later on established the place as a major cantonment town. It has also been a historic point in the India’s independence battle."
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Places To Be Visited In Jabalpur
Chousat Yogini Temple
Temple is in between Bhedaghat and Dhuandhar. Chousat Yogini is a temple of about 95 beautifully carved statues of Yogini’s. It is top of the small hill with no entrance charge. Here inside the main temple Lord Shiva & Parvati can be seen together on riding on lord Nandi (bull). Main temple is encircled by 95 statues of yogini’s. Temple is estimated to be built in 11th century by Kalchuri rulers.
Madan Mahal Fort & Balance rock
This fort is a pride of Jabalpur city. Madan Mahal fort was built on 11th century by 38th Gond (Tribe) ruler, Madansahi later on it was repaired by Gond ruler Sangramshah. It is built on top of the hill and visible from most of the city part. While going towards Madan Mahal fort, one can also see another piece of attraction “Balance rock” in bonus. Balance rock is a large piece of natural rock positioned over another rock occupying very less area. Madhya Pradesh Tourism Department is planning for light & sound show program in Madan Mahal fort like going on in Khajuraho & Orchha.
Dumna Nature Reserve
Close to Jabalpur Dumna Airport, eco tourism site called Dumna Nature Reserve has been opened for general public. It is spread over an area of 1058 hectare of land on Jabalpur Airport road about 10 kms from city center. One can do nature walk on this nature reserve and can see wild animals like spotted dears, Chitals, wild boar, porcupine, jackals, monkey, many species of birds etc. In addition to it, boating can also be enjoyed on Khandari Dam. Bathing and swimming in Khandari dam is strictly not allowed as crocodiles are present in the water. It is also a source of water for Jabalpur city. Children park and restaurant is also developed in this nature reserve. Many new attractions are under construction. One can see hanging bridge, tent platform, rest house, fishing platform on Dumna Nature Reserve.
Bhedaghat or Bheraghat
Most popular boating site of Jabalpur city is Bhedaghat. It is 25 km away from main city and the most favorite picnic spot for tourists visiting Jabalpur, Madhya Pradesh. Here one can enjoy boating in Bhedaghat on holy Narmada river in between gleaming marble rocks. Many bollywood movies has been shooted here like Ashoka.
Gwarighat or Gowarighat
Jabalpur city is fully blessed by holy river Narmada. Gwarighat is on Narmada river on one end of Jabalpur city. Place is known for doing after-death rituals of Hindu religion. Many hindu temples are situated in Gwarighat. Here hindu people put ashes of their deceased relative in holy river Narmada with a believe that it will lead the soul of deceased person to ultimate peace.
Tripur Sundari Temple
While going towards Bhedaghat from Jabalpur or vice versa, one can go for visit of Tripur Sundari Temple. It can be reached through side road, about 5km. deviation from main road. Tripur Sundari Temple have statue of devi (godess) that emerge from ground. Tripur Sundari Devi is sacred for Kalchuri dynasty and was a place of worship since then i.e. since 11th century.