Capital First Doctor Loan Interest rates in Jalandhar
| Up To 30,00,000 | 30,00,000 Above | |
|---|---|---|
| Hospital | 13.00% | 12.50% |
| Salaried Doctor | 13.00% | 12.50% |
| Self Employed Professional Doctor | 13.00% | 12.50% |
Features of Capital First Doctor Loan Jalandhar
| Type | Features |
|---|---|
| Processing Fee | 1% |
| Pre Closure Charges | 3% |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 4 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.75,00,000/- |
Capital First Doctor Loan Jalandhar Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 750 per Bounce |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Nil |
| Insurance Cover | 0.8% on Loan amount |
| Cheque Swapping Charges | Rs. 500/- |
| N O C Issuance Charges | Nil |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
Capital First Doctor Loan FAQ's
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Jalandhar
Jalandhar formerly known as Jullundur in British India, is a city in the Doaba region of the northwestern Indian state of Punjab. Jalandhar is the oldest city in the Indian state of Punjab and is one of the oldest in the country. Jalandhar has seen rapid urbanization and developed into a highly industrialized center of commercial activity in recent years.
Jalandhar was an important part of the Indus Valley Civilization in the ancient times. During the reign of Kanishka, Jalandhar had played host to the grand conference of theologians of Buddhists where all the holy writings of the religion were compiled for the convenience of the followers. The Chinese pilgrim, Hiuen Tsang wrote at length about the city of Jalandhar. In the second half of the 10th century, Jalandhar was ruled by the great rulers of the Shahi dynasty.
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Places To Be Visited In Jalandhar
Devi Talab Mandir
The famous Devi Talab Temple is situated in the heart of Jalandhar city, just 1 km from the railway station. It is believed to be more than 200 years old. The temple is dedicated to Goddess Durga and is one of the 51 Shakthi pithas in India. The image of Lord Shiva that is enshrined herein is called Bhisan Bhairav. Devi Talab Temple has been renovated recently and a number of changes have been made to the old structure.
St Mary's Cathedral Church
St. Mary's Cathedral Church is one of the famous religious as well as tourist places in Jalandhar. The Old Church was constructed by Rev. Fr. John Macodnnel in 1947, in the memory of St. Patrick. In 1955, the Catholic Mission of the Indian Punjab was raised to the status of Apostolic Prefecture, with its headquarter at Jalandhar. The church in the city subsequently became the Cathedral or the Mother Church of Punjab.
Shiv Mandir
The famous Shiv Mandir in Jalandhar is located at Gur Mandi, near Imam Nasir Mausoleum. It dates back to the Lodhi Era. It is believed to have been built by the Nawab of Sultanpur Lodhi. The temple comes across as a beautiful blend of Muslim and Hindu architecture.
Imam Nasir Mausoleum and Jamma Masjid
Imam Nasir Mausoleum is an 800-year-old beautifully designed piece of architecture, which is located in the heart of Jalandhar. There is a 400-yeard old Jama Masjid, located close to the Imam Nasir Mausoleum.
Wonder Land
Wonderland Theme Park is an amusement water park with a variety of water games and land rides. It is spread over an area of 11 acres and is located around 6 km away from the Jalandhar. The major water rides of the park include bumper cars, flying jets, horror house, boating, kiddies’ boating, playhouse and flying dragon. Gurdwara Chhevin Padshahi:Gurudwara Chhevin Padshahi is built in the spot where Guru Hargobind, during his tour of Daob area, had a spiritual talk with the holy Muslim saint, Shaikh Darvesh. Located in Basti Shaikh, the gurdwara contains handwritten copy of Sri Guru Granth Sahib, by the martyr Baba Deep Singh, prepared somewhere between 1715 and 1728.
Sodal Mandir
Sodal Temple is situated near Devi Talab Temple, on Sodal road. Here, Lord Sodal is worshipped in the Temple. Every year in Anand Chaturdashi of Bhadon, which is in mid-September, a fair is held at the Samadhi of Baba Sodal. Inside the samadhi, there is a painted portrait of Baba Sodal, decorated with garlands and rosaries. The offerings are distributed among the pilgrims and they sprinkle a few drops on their body.