Capital First Doctor Loan Interest rates in Jodhpur
| Up To 30,00,000 | 30,00,000 Above | |
|---|---|---|
| Hospital | 13.00% | 12.50% |
| Salaried Doctor | 13.00% | 12.50% |
| Self Employed Professional Doctor | 13.00% | 12.50% |
Features of Capital First Doctor Loan Jodhpur
| Type | Features |
|---|---|
| Processing Fee | 1% |
| Pre Closure Charges | 3% |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 4 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.75,00,000/- |
Capital First Doctor Loan Jodhpur Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 750 per Bounce |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Nil |
| Insurance Cover | 0.8% on Loan amount |
| Cheque Swapping Charges | Rs. 500/- |
| N O C Issuance Charges | Nil |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
Capital First Doctor Loan FAQ's
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Jodhpur
"Jodhpur is the second biggest city in Rajasthan. It is about 335 km west of Jaipur, the capital city. Since it lies on the geographic centre of the state, it has emerged as an important tourist transit base.This city is often referred to as the ‘Gateway to Thar’ because it is located right on the border of the Thar Desert. It is also popularly called the ‘Sun City’ because it experiences bright and sunny days throughout the year.
Another name for this city is ‘Blue City’ because the houses around the Mehrangarh Fort are all painted blue.The history of this place dates back to the time when the Rathores were forced by the Afghans to leave Kaunaj, which was their original homeland. They settled in Pali, which is located close to present day Jodhpur.Rathore Siahaji tied the knot with the sister of a local prince, which added to the power and strength of the Rathore Clan. After some time, they succeeded in driving the Pratiharas out of Mandore, which is located at a distance of about 9 km from present day Jodhpur, and made it their capital city.However, after some time, they felt that they required a secure capital. As a result, Jodhpur was formed by Rao Jodha, the chief of the Rathore clan, in 1459, to serve as a capital city and the city was also named in his honour. Earlier this place was known as Marwar.The Rathores shared healthy relations with all the Mughal kings, except Aurangzeb. After Aurangzeb's death, the Mughals were driven out from Ajmer by Maharaja Ajit Singh and it was made a part of Marwar (present day Jodhpur). Jodhpur started developing into a modern city under the rule of Maharaja Umed Singh. It further prospered under the British rule."
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Places To Be Visited In Jodhpur
Kailana Lake
:Kailana Lake is located on west of the city. This is yet another artificial lake, which was constructed in the year 1872 by Pratap Singh. This is one amongst the most frequented lakes in Rajasthan. It is a birdwatchers’ paradise. You could sail on a boat if you aim to add some breathtaking photographs to your collection. The view of sunset would be stunning.
Mehrangarh Fort
Beyond question, Mehrangarh Fort tops the list of ‘must visit’ places in Jodhpur. It is one among the largest Indian forts. This invincible fort stands magnificently 400 feet above the city. Rao Jodha constructed the fort in 1459 AD. Though the attempt to construct the fort was started in 1459, the fort had seen many centuries before it was completed. Hence, you could find that the style of architecture represents various periods. The grandeur in architecture is awe-inspiring. It offers stunning views of the city. The fort stands as a symbol of power.
Jaswant Thada
Jaswant Thada was built in memory of Maharaja Jaswant Singh, the Second in the year 1899. This is close to Mehrangarh Fort. The tranquility of the marble construction is enchanting. The carvings are intricate. Inside Jaswant Thada, you will find the portraits of the Rathore rulers. The grounds of Jaswant Thada consist of a stunning multilevel garden, intricately carved gazebos and a pond.
Balsamand Lake
:Balsamand Lake is an artificial lake that was constructed by Balak Rao Parihar in 1159 AD. The lush greenery around the lake has mango groves, papaya groves and groves of guava, plum and pomegranate. Balsamand Lake Palace was intended to serve as summer resort for the royal family of Jodhpur. The lawns and gardens with birds and peacocks finding their homes here, the place is exquisite. The palace reflects Rajputana style of architecture. The palace turned heritage hotel was built of red sandstone.
Clock Tower
Clock Tower is a famous landmark in the Old City. It was constructed by Maharaja Sardar Singh during his tenure between 1880 and 1911. The clock tower offers a good view of the fort. Sardar Market is adjacent to Clock Tower where a wide range of products is sold. You can find handicrafts, saris, spices, vegetables and a lot more. There are over 7000 shops and you can have a great shopping experience here.
Mandore Gardens
Mandore, belonging to the 6th century, was Marwar’s capital before Jodhpur was established. Mandore Gardens here attract tourists in great numbers. The Mandore Gardens also house a government museum, a ‘Hall of Heroes’ and a temple to 33 crore Gods. Various artifacts and statues found in the area are housed at the museum. The architectural splendor of the bygone era is clearly evident here.