Capital First Doctor Loan Interest rates in Rourkela
| Up To 30,00,000 | 30,00,000 Above | |
|---|---|---|
| Hospital | 13.00% | 12.50% |
| Salaried Doctor | 13.00% | 12.50% |
| Self Employed Professional Doctor | 13.00% | 12.50% |
Features of Capital First Doctor Loan Rourkela
| Type | Features |
|---|---|
| Processing Fee | 1% |
| Pre Closure Charges | 3% |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 4 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.75,00,000/- |
Capital First Doctor Loan Rourkela Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 750 per Bounce |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Nil |
| Insurance Cover | 0.8% on Loan amount |
| Cheque Swapping Charges | Rs. 500/- |
| N O C Issuance Charges | Nil |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
Capital First Doctor Loan FAQ's
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Rourkela
The city of Rourkela which is located in the erstwhile region of Gangpur State of the British era owes its emergence the Central Government's decision to locate India's first public sector steel plant there. The construction of the steel plant began in the late 1950s in collaboration with Krupp Demag of the then West Germany.The main Howrah-Bombayrailway line passes through the city.
The city is a part of Panposh sub-division of Sundergarh district in Orissa. It is situated in a valley formed by the intersecting of Koel and Sankh rivers.These two rivers meet each other at Vedavyas, Rourkela and form the river Brahmani, a tributary of river Mahanadi. The valley is at an altitude of 150 to 300 metres and is fairly flat and open, except for a few projecting ridges. These ridges were once qovered with green vegetation which provided a picturesque surrounding to the site of steel plant and township.
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Places To Be Visited In Rourkela
Hanuman Vatika
Considered to be the gardens where the mighty ape god, Lord Hanuman dwelled in the ancient times. The site was renovated and was opened for public by the Orissa government. The garden contains several shrines dedicated to the various Hindu deities and a monolithic 22.8 meter tall statue of Lord Hanuman in the center attracts visitors from all across the country.
Darjeeng
Located on the banks of the Brahmani River,Darjeeng is a famous picnic spot near Rourkela. The place is characterized by lush green surroundings and the picturesque Deodhar George is especially during the hot and humid summer months.
Rani Sati Temple
:Also known as Jhun-Jhun Dham and is spread across an area of 2 acres. The origin of the temple site is unknown but the structure was constructed in 1967, and was renovated in 1992 and 2000.
Vaishno Devi Temple
The replica of the original Vaishno Devi Temple located in the Indian State of Jammu and Kashmir, this temple is located atop a hill that gives a panoramic view of the entire city of Rourkela. Vaishno Devi temple was opened for public in 2007 and is a ground to colorful celebrations during the Hindu festivals of Diwali, Holi and Dusshera.
Vedavyas Temple
Located on the banks of the River Brahmani, Vedavyas Temple marks the spot where one of the greatest Hindu epics, Mahabharatha was written. Vedavyas temple comprises of three major buildings, a school, a hermitage and the caves where the Mahabharatha was written by the legendary sage. The place is a popular tourist attraction and should be visited by everyone who would like an deep insight of the cultural history of India.