ICICI Bank Doctor Loan Interest rates in Jamnagar
| Up To 10,00,000 | 10,00,000 Above | |
|---|---|---|
| Salaried | 12.50% | 13.00% |
| Self Employed Professional Doctor | 12.75% | 13.25% |
Features of ICICI Bank Doctor Loan Jamnagar
| Type | Features |
|---|---|
| Processing Fee | upto 2.25% |
| Pre Closure Charges | Nil |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 5 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.30,00,000/- |
ICICI Bank Doctor Loan Jamnagar Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 500 per Bounce+S.T |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Free |
| Insurance Cover | Upto Loan Amount |
| Cheque Swapping Charges | Rs. 500 |
| Issue Amortization Schedule Duplicate | Rs. 200 |
| N O C Issuance Charges | Free |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
ICICI Bank Doctor Loan FAQ's
About ICICI Bank
The Bank provides a range of commercial banking and project finance products and services, including loan products, fee and commission-based products and services, deposit products and foreign exchange and derivatives products to corporations, middle market companies and small and medium enterprises in India. Its commercial banking operations for retail customers consist of retail lending and deposit taking and distribution of third party investment products. It also offers agricultural and rural banking products.
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Jamnagar
Jamnagar is a city and a municipal corporation, located in Jamnagar district, in the Indian state of Gujarat. Jamnagar is the sixth largest city in the indian state. Jamnagar,erstwhile Nawanagar, in Gujarat, is a relatively new city of India. It was built in the late 1920s by Maharaja Kumar Shri Ranjitsinhji. It has the Gulf of Kutch to the north and lies approximately 337 km away from the capital of Gujarat, Gandhinagar.
The city has gained recent recognition after Reliance Industries set up the largest refinery of the world here. Apart from that, Jamnagar also houses the oil refinery of Essar Oil. Because of the presence of two of the most important refineries of the country, Jamnagar has come to be called as the ‘Oil City’ of India.In the olden days, it was an important part of Saurashtra.
Legend has it that Lord Krishna dwelled in Dwarka, which is now a part of Jamnagar, after moving base from Mathura. The religious flavour of Jamnagar can be gauged from the presence of various temples in the region.
Other Cities Loan Offers
Places To Be Visited In Jamnagar
Bhujiyo Kotho
The five-storied monument located on the bank of the Lakhota Lake is believed to have been built to provide protection and act as a watch tower against enemies. Holes in the walls on the first floor were used for shooting down enemies. The water storage tank on top of the tower is carved like a peacock. The tower provides a panoramic view of the city.
Darbargadh Palace
An exquisite example of a mix of Rajput and European styles of architecture, the Darbargadh Palace was the residence of the royal family. Built in 1540 and later extended, the palace is full of ornate pillars, decorated mirrors, sculptures and monuments.
Darbargadh
The Darbargadh is the original residence of Jam Sahibs and has evolved over centuries. It reflects the fusion of Rajput and European architectural styles. Jam Rajit Singhji patronized two important urban design projects in front of the Darbargadh, namely Wellingdon Crescent and Chelmsford Market. The market in front of the Darbargadh - Wellingdon Crescent is a two storeyed arcade with semi-circular arches at both levels and decorative plasters terminating in balustrade.
Ayurvedic University
The India's only Ayurvedic University runs many courses in Ayurvedic medicines, including a full time 12 week introductory course teaching basic theory and medicine preparation, as well as diploma and degree courses. These courses are set up for foreign nationals with medical qualifications. Hatha Yoga, Massage, Steam bath and mud therapy can also be had here. It also has a good library and workshop and had been a place of research and international seminars on Ayurveda.
Marine National Park
The Marine National Park was declared as the first marine national park in India in 1982 and covers an area of 458 square kms. The Marine National Park consists of an archipelago of 42 islands.
Jain Temples
In the thick of Chandi Bazaar are four beautiful Jain temples. The larger two, Shantinath Mandir and Adinath Mandir, dedicated to the 16th and first Tirthankaras, in front of the post office near the Darbar Gadh, explode with fine murals, mirrored domes and elaborate chandeliers. The Shantinath Mandir is particularly beautiful, with coloured columns and a gilt-edged dome of concentric circles.
Lakhota Palace and Ranmal Lake
The Lakhota Palace is situated on an island in the middle of the Ranmal lake in the shape of the large bastion. This palace once belonged to the Maharaja of Nawanagar. An arched stone bridge with balustrade connects the Lakhota Palace with the town. It was constructed as a famine relief work in 1839-45 AD. The elaborate entrance gateway with carved jharokhas at upper level, overlooking the lake, the stark blank wall at the base, give it a look of invincible fortification.