ICICI Bank Doctor Loan Interest rates in Khammam
| Up To 10,00,000 | 10,00,000 Above | |
|---|---|---|
| Salaried | 12.50% | 13.00% |
| Self Employed Professional Doctor | 12.75% | 13.25% |
Features of ICICI Bank Doctor Loan Khammam
| Type | Features |
|---|---|
| Processing Fee | upto 2.25% |
| Pre Closure Charges | Nil |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 5 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.30,00,000/- |
ICICI Bank Doctor Loan Khammam Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 500 per Bounce+S.T |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Free |
| Insurance Cover | Upto Loan Amount |
| Cheque Swapping Charges | Rs. 500 |
| Issue Amortization Schedule Duplicate | Rs. 200 |
| N O C Issuance Charges | Free |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
ICICI Bank Doctor Loan FAQ's
About ICICI Bank
The Bank provides a range of commercial banking and project finance products and services, including loan products, fee and commission-based products and services, deposit products and foreign exchange and derivatives products to corporations, middle market companies and small and medium enterprises in India. Its commercial banking operations for retail customers consist of retail lending and deposit taking and distribution of third party investment products. It also offers agricultural and rural banking products.
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Khammam
Located on Munneru River banks, Khammam is a land of rich history. The land was ruled by various dynasties and hence the place is colorful and bubbling with life thanks to the contribution of diversified cultures. Khammam flourished in art and architecture and it has earned a special place by displaying harmony and showing traits of tolerance towards other religions and beliefs. As a tourist destination, the land offers you excellent experience and here are the 8 top places to visit in Khammam.
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Places To Be Visited In Khammam
Bhadrachalam
The temple at Bhadrachalam has the Archa Murthys of Rama, Sita and Lakshmana and are considered to be Swayambhu (self-manifested ones) . Lord Sri Rama appeared in a dream to a woman called Pokala Dammakka and informed her about the existence of vigrahas on Bhadragiri hills. To her surprise she found the "Vigraha's" and put up a modest structure. On 17 Nov 1959 the Bhadrachalam Revenue Division, consisting of Bhadrachalam and Nuguru Venkatapuram Taluks of East Godavari district were merged into the Khammam district through GO No 553. for geographical contiguity and administrative viability.
Perantalapalli
Perantalapalli is sure to give you the ultimate experience with its picturesque landscapes. Its beauty can be gauged by the fact that it is referred to as cloud-laced hill range. It is located between Kunavaram and Rajahmundry. This tribal village located on hilltop offers view of the confluence of Sabari and Godavari Rivers. View of Papi Hills and Munivaatam Falls are breathtaking.
Khammam Fort
The 1000-year-old Khammam Fort was built during Kakatiyas’ regime. It is located on Stambhadri hill. Since then, it had passed the hands of many rulers and had undergone various modifications leading to further enhancement of the fort’s appearance and strength. The fort displays the influences of Hindu and Islam architecture, which are spectacular. The steps constructed to reach the top have made access to the fort easier now. The fort and the temples located on top make the place a major tourist attraction.
Kinnerasani Wildlife Sanctuary
Kinnerasani Wildlife Sanctuary covers an area of 635.4 sq.km of land, which houses a wide range of species. The dense forest is home to animals including tigers, pythons, hyena, sambar, panthers, jackals, wild boars, cobra and many more. The sanctuary offers great view for nature lovers, as apart from the variety of wildlife, the forest has a rich variety of flowers and trees. Birds from various parts of the world migrate to Kinnerasani Wildlife Sanctuary to make the trees their abode. Deer Park and Kinnerasani Dam are other attractions in this sanctuary. Jeep safaris are available to make your tour on the forest convenient. Stay at the guesthouses located nearby would offer you a great sense of adventure.