ICICI Bank Doctor Loan Interest rates in Kolhapur
Up To 10,00,000 | 10,00,000 Above | |
---|---|---|
Salaried | 12.50% | 13.00% |
Self Employed Professional Doctor | 12.75% | 13.25% |
Features of ICICI Bank Doctor Loan Kolhapur
Type | Features |
---|---|
Processing Fee | upto 2.25% |
Pre Closure Charges | Nil |
Part Payment Charges | Allowed |
Min Tenure | 1 Years |
Max Tenure | 5 Years |
Min Age | 24 Years |
Max Age | 55 Years |
Min Loan Amount | Rs.5,00,000/- |
Max Loan Amount | Rs.30,00,000/- |
ICICI Bank Doctor Loan Kolhapur Charges
Type | Charges |
---|---|
E M I Bounce Charges | Rs. 500 per Bounce+S.T |
Penal Interest | @24% Per Annum |
Duplicate Statement Charges | Free |
Insurance Cover | Upto Loan Amount |
Cheque Swapping Charges | Rs. 500 |
Issue Amortization Schedule Duplicate | Rs. 200 |
N O C Issuance Charges | Free |
Duplicate N O C Issuance Charges | Nil |
Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
ICICI Bank Doctor Loan FAQ's
About ICICI Bank
The Bank provides a range of commercial banking and project finance products and services, including loan products, fee and commission-based products and services, deposit products and foreign exchange and derivatives products to corporations, middle market companies and small and medium enterprises in India. Its commercial banking operations for retail customers consist of retail lending and deposit taking and distribution of third party investment products. It also offers agricultural and rural banking products.
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Kolhapur
The District of Kolhapur is a southern district in Maharashtra State and is one of the constituent districts of the Deccan Fertile Belt. Kolhapur is one of the oldest civilizations of the country. It Situated at the banks of River Panchganga, Kolhapur is called as Dakshin Kashi for its spiritual history.
Kolhapur is not different from the others, it has also seen and gone under the various regimes and since the emergence of the Marathas, the place was being ruled by the Bhonsle dynasty. Chhatrapati Shahu Maharaj was not among the male ancestor of this dynasty as he was born as the eldest son of Appasahed Ghatge on 26th June 1874 and was named as Yashwatrao Ghatge. Those were the days around the Holi in the year 1884, when Rani Shrimant Anandibai Raje Saheb decided to adopt him and made him Chhatrapati of the princely state of Kolhapur. After the Regin of Chhatrapati Shahu Maharaj, the Bhosale Dynasty has continued on the Throne of Kolhapur. Post Independence Princely State of Kolhapur became an integral part of Union of INDIA.
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Places To Be Visited In Kolhapur
Bahubali Hill Temple
This temple looks very beautiful and splendid. The scene of the forest and the village farms looks full of delight and beauty. People visiting these temples have to climb about 400 steps. A fair is held here on the 15th day of the bright half of the month of Kartak, on the 15th day of the bright half of the month Chaitra and on the 10th of day the dark half of the month of Magasar.
Bhavani Mandap
Bhavani Mandap is a historical building situated in the walled city center of Kolhapur in southern Maharashtra, India. It is located near the famous and mammoth Mahalaxmi Temple on the west. It is the glory of the city. Being the biggest and oldest building, it has historical importance. When Kolhapur became self-governed, this place was built. It has fine and sound construction with 14 squares.
Gaganbavada
Gaganbavada is a hill station nearby Kolhapur. Located at a pretty height from sea level, the hill station is a summer resort. The calm ambience and cool climate make this place a much sought tourist destination in Kolhapur. The hill station is aptly placed in the background of lush green woods and undulated hilly regions.
Maharaja's Palace
The Maharaja's Palace is an impressive palace in Kolhapur constructed in 1881 and it presently encloses the famous Shahaji Chhatrapati museum. The place was constructed in Indo-Saracenic colonial architectural style and was designed by the renowned British architect Charles Mant.
Jyotiba Temple
This temple is one of the 12 Jyotirlingas. This is also called Kedarnath and Wadi Ratnagiri. Mythology says, Jotiba helped Mahalaxmi in her fight with the demons. He founded his kingdom on this mountain. He belongs to the Nath cult. He was born in the hands of Vimalmbuja, the wife of the sage Pougand, on Chaitra Shukla 6. This God is avtaar of Guard (Bhairav). Jotiba killed demon Ratnasur who troubled civilians. With this incidence name of village was Wadi Ratnagiri. Instead of taking such long name public accepted this place as the name of God 'Jotiba' and this name became famous.
Kashi Vishveshwar Temple
It stands previous to the compilation of 'Karveer-Mahatmya'. It is in the premises of 'Ghati-Darvaja' to the north of Mahalaxrni Mandir. The 'Pinda' (round-oblong stone) is called Kashi Vishweshwar. The 'Karveer-Mahatmya' says that it was visited by sage Agasti, Lopamudra, King Pralhada and King Indrasen Formerly, before the Mandir there were two holy tanks-Kashi and Mani Kamika, of which Manikamika is completely drained, and upon it the corporation has started a garden (Mahalaxmi Udyana) since 1962, While the present condition of Kashi Kund is very pitiable.