ICICI Bank Doctor Loan Interest rates in Ujjain
| Up To 10,00,000 | 10,00,000 Above | |
|---|---|---|
| Salaried | 12.50% | 13.00% |
| Self Employed Professional Doctor | 12.75% | 13.25% |
Features of ICICI Bank Doctor Loan Ujjain
| Type | Features |
|---|---|
| Processing Fee | upto 2.25% |
| Pre Closure Charges | Nil |
| Part Payment Charges | Allowed |
| Min Tenure | 1 Years |
| Max Tenure | 5 Years |
| Min Age | 24 Years |
| Max Age | 55 Years |
| Min Loan Amount | Rs.5,00,000/- |
| Max Loan Amount | Rs.30,00,000/- |
ICICI Bank Doctor Loan Ujjain Charges
| Type | Charges |
|---|---|
| E M I Bounce Charges | Rs. 500 per Bounce+S.T |
| Penal Interest | @24% Per Annum |
| Duplicate Statement Charges | Free |
| Insurance Cover | Upto Loan Amount |
| Cheque Swapping Charges | Rs. 500 |
| Issue Amortization Schedule Duplicate | Rs. 200 |
| N O C Issuance Charges | Free |
| Duplicate N O C Issuance Charges | Nil |
| Loan Cancellation Charges | Nil |
Documentation For Doctor Loan
For Salaried Persons
- Filled Application form
- Identity Proof (PAN CARD)
- Qualification Proof
- Address Proof
- Own House Proof
- Latest 3 months Pay-slips
- 2 Passport Size color Photographs
- 6 months Bank Statements
- 3 Post Dated Cheques/ECS Mandate
For Self Employed/Professionals
- Filled Application form
- Identity Proof
- Address Proof
- Qualification Proof
- Last 2 years Income Tax Returns
- Professional/Self employed existence proof for more than 3 years
- 2 Passport Size color Photographs
- 6 months Bank Statements
- Filled Application form
- 3 Post Dated Cheques/ECS Mandate
Identity Proof For Doctor Loan
- Passport
- Driving License
- PAN card
- Photo credit card (with embossed Signature and last two months statement)
- Banker's sign verification
Age Proof For Doctor Loan
- PAN Card
- Passport
- License
- School leaving certificate
- Voter card
- Birth Certificate
- LIC policy (only for age Proof)
Address Proof For Doctor Loan
- Passport
- Telephone bill (BSNL/MTNL)
- Electricity bill
- Title deed of property
- Rental agreement
- Driving license
- Election ID card
- Photo-credit card (with last two month statements)
Job Continuity Proof For Doctor Loans
- Form 16 (For Individuals)
- Appointment Letter (for last two months)
- Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
Banking History For Doctor Loan
- Bank statements of latest 2 months
- 3 months bank passbook
Qualification Proof For Doctor Loan
- Graduate or Post Graduate qualification certificate
- IMA (Indian Medical Association) membership number
- Any other registrations allowed by Indian Government.
Own House Proof For Doctor Loan
- Sale deed of Property with own name
- Property Tax receipt with own name
- Electricity bill with own name
ICICI Bank Doctor Loan FAQ's
About ICICI Bank
The Bank provides a range of commercial banking and project finance products and services, including loan products, fee and commission-based products and services, deposit products and foreign exchange and derivatives products to corporations, middle market companies and small and medium enterprises in India. Its commercial banking operations for retail customers consist of retail lending and deposit taking and distribution of third party investment products. It also offers agricultural and rural banking products.
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Who are Eligible For Doctor Loans?
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Eligibility and Documentation For Doctor Loan
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
Doctor Loan Pros
Doctor Loan Cons
Expert Advice
Best Practices for Doctor Loan
Things not to do for Doctor Loan
Important points to be remember for Doctor Loans
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
About Ujjain
The ancient city of central India, Ujjain is situated in the Malwa region of Madhya Pradesh, on the eastern bank of the Kshipra River. Ujjain is one of the most popular religious destinations in India.
The History of Ujjain states that initially the city was known as Ujjayini and as per epic Mahabharata Ujjayani was the capital of the Avanti Kingdom. The city is said to have been the residence of Ashoka (who subsequently became the emperor), at the time when he was the viceroy of the western provinces of the Maurya empire.According to the History of Ujjain, the city was a major center of mathematical and astronomical research in the 6th and 7th centuries. The picturesque of Ujjain was invaded by the forces of the Delhi Sultanate led by Iltutmish in 1235. Due to this invasion the city suffered widespread destruction and systematic desecration of temples. After this under the Mughal emperor, Akbar, the city became the capital of Malwa.
Other Cities Loan Offers
Places To Be Visited In Ujjain
Mahakaleshwar
Mahakaleshwar or the Mahakal shrine is one of the 12 Jyotirlingas. The shrine is a famed and respected temple which is dedicated to Lord Shiva. The shrine houses a Shivling which is believed to be the sole Jyotirling which looks towards the south. Therefore, it is also called in the name Dakshinmukhi or the south looking ling. The Mahakaleswhar temple is the most famous and significant shrine of the city.
Radha Madan Mohan Temple
Sri Sri Radha Madan Mohan Temple has been established by the ISKCON (International Society for Krishna Consciousness). The shrine is regarded as a milestone of the Hare Krishna Campaign. The mandir is home to a guesthouse and eating place,
Kal Bhairava
According to the Saivite culture, the veneration of the eight Bhairavas is an integral feature of the Hindu customs. The main among these Bhairavas is the Kal Bhairava, assumed to be constructed by the monarch Bhadresen, near the riverbanks of Shipra. This shrine has been cited in the Avanti Khanda of Skanda Purana.
Bhartrihari Caves
The Bhartrihari caves lie over the riverbanks of Shipra near the Gadkalika mandir. As cited in mythology, this is the area where Bhartrihari, assumed as the half-brother of Vikramaditya, stayed and engaged in spiritual contemplation once he gave up his material life.
Pir Matsyendranath
This place is a top tourist draw in Ujjain. Lying on the riverbanks of Shipra, the place is devoted to commemorate one of the saints of the Natha faction of the Saivites - Matsyendranath. The Gadkalika mandir and the Bhartrihari caves are just close by.
Bade Ganeshji Ka Mandir
Bade Ganeshji Ka Mandir is located over the reservoir close to the Mahakaleshwar Mandir. The place of worship houses an enormous and aesthetic statue of Lord Ganesha, who is Lord Shiva's son. A statue of this dimension and exquisiteness is scarce to be seen.