ApnaLoanBazaar Main Menu

Personal Loan +

Personal Loan +

Personal Loan Offers

Check Your Personal Loan Eligibility

Personal Loan EMI Calculator

Home Loan +

Home Loan +

Home Loan Offers

Check Your Home Loan Eligibility

Home Loan EMI Calculator

Business Loan +

Business Loan +

Business Loan Offers

Check Your Business Loan Eligibility

Business Loan EMI Calculator

Mortgage Loan +

Mortgage Loan +

Mortgage Loan Offers

Check Your Mortgage Loan Eligibility

Mortgage Loan EMI Calculator

Doctor Loan +

Doctor Loan +

Doctor Loan Offers

Check Your Doctor Loan Eligibility

Doctor Loan EMI Calculator

Credit Card +

Credit Card +

Credit Card Offers

Apply For a Credit Card

Educational Loan +

Educational Loan +

Educational Loan Offers

Check Your Educational Loan Eligibility

Educational Loan EMI Calculator

Basic Financial Tools +
Basic Financial Tools +

Home Loan Balance Transfer
Mortgage Loan Balance Transfer
Fixed Deposit Balance Transfer

Resources +
Resources +

Ask Our Community
Blog
IFSC Finder
Loan FAQs

Apna Loan Bazaar +
Apna Loan Bazaar +

About us
Branches
Privacy Policy
Terms and Conditions
Join Our Team

Standard Chartered Bank Personal Loan in Mumbai

Interest Rate starts from 11.99%

Standard Chartered Bank Personal Loan Interest rates in Mumbai

Please Find the Detailed Standard Chartered Bank Personal Loan Interest Rates

Up To 50,000
Super CAT A11.99%

Features of Standard Chartered Bank Personal Loan Mumbai

Type Features
Processing FeeUpto 2.5%
Pre Closure ChargesNil
Part Payment Charges2-3%
Min Tenure1 Years
Max Tenure5 Years
Min Age21 Years
Max Age60 Years
Min Loan AmountRs.1,00,000/-
Max Loan AmountRs.30,00,000/-

Standard Chartered Bank Personal Loan Mumbai Charges

Type Charges
Cheque Swapping ChargesRs 500/-

Documentation For Personal Loan

  • Filled Application form
  • Identity Proof (PAN CARD)
  • Address Proof
  • Latest 3 months Payslips
  • Job Continuity Proof
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Filled Application form
  • Identity Proof
  • Address Proof
  • Last 2 years Income Tax Returns
  • Professional/Self employed existence proof for more than 3 years
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Passport
  • Driving License
  • PAN card
  • Photo credit card (with embossed Signature and last two months statement)
  • Banker's sign verification
  • PAN Card
  • Passport
  • License
  • School leaving certificate
  • Voter card
  • Birth Certificate
  • LIC policy (only for age Proof)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Form 16
  • Relieving letter
  • Appointment Letter (for last two months)
  • Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
  • Bank statements of latest 2 months
  • 3 months bank passbook

Standard Chartered Bank Personal Loan FAQ's

What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 1,00,000 to 30,00,000 depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months tenors are only available for select profile of customers.

Are there any additional charges?

A processing fee of a maximum of 3% of the loan amounts and requisite documentation charges is payable upfront. This fee will be deducted from the Loan amount at the time of disbursal.

How much time will it take for my loan to be approved?

Your loan will be disbursed within 4-7 working days post receipt of the required documents.

Do I have to provide any security, collateral or guarantors?

No security, collateral or guarantors are required for obtaining a personal loan.

What is EMI?

EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Please use the EMI Calculator to find out the EMI you need to repay.

How do I repay the loan?

You can repay the loan in Equated Monthly Installments (EMI's) using the ECS facility, or a direct account debit (only for Standard Chartered Bank Account holders).

Can I prepay my loan?

You can pre-pay your loan with preclosure charges of 5% anytime after completion of 12 EMIs by giving the bank a 21 day notice.

Do I need to open an account with Standard Chartered Bank for availing and/or servicing the loan?

Standard Chartered will encourage you to start a banking relationship with us so that Standard Chartered will be able to offer a host of other value added services, which are complementary to the loan, however opening an account with us is not mandatory.

Do I get special privileges as a Standard Chartered Customer?

As a Standard Chartered Customer, you will be offered special interest rates, asked for minimal documentation and your application will be processed on priority.

About Standard Chartered Bank

"Standard Chartered PLC is a British multinational banking and financial services company headquartered in London. It operates a network of more than 1,700 branches and outlets (including subsidiaries, associates and joint ventures) across more than 70 countries and employs around 87,000 people. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. Despite its UK base, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa and the Middle East.

Standard Chartered Bank is India's largest international bank with 99 branches in 42 cities, and this bank is been operating in India since 1858 In 1858, it opened its first branches in Calcutta, Bombay and Shanghai. Standard Chartered Bank is offering Credit Cards, Accounts & Deposits, Personal Loans, Against Securities, Against Term Deposits, Home Loan, Balance Transfer, Loan against Property.

Standard Chartered bank is Home Saver is a unique home loan that enables you to pay your home loan in half the time, at half the cost. A linked Transaction Account will be associated with your Home Loan. The surplus money in your Linked Transaction Account will be used to offset the principal of your home loan, which will result in faster closure of your loan. Effectively, interest will be paid only on the difference between the outstanding loan amount and your surplus funds."

Standard Chartered Bank Highlights

Best Foreign Bank 2012 - Bloomberg Financial Leadership Awards
Financial Advisor of the Year Award 2012 - UTI CNBC
Best Private Bank in India by the Asian Private Banker at the Awards for Distinction 2012
Asia Cup - official partner of the bi-annual cricket tournament
The Economic Times Awards for Corporate Excellence - title sponsor from 2012 to 2016
Liverpool Football Club - our four year sponsorship started in June 2012.

About Other Banks

Personal Loan Can Be Used For Many Purposes Like Below

Higher Education

Marriage

Vacations

Festivals

Medical Emergency

Home Renovation

Consumer Goods

School Fees

Why to Avail Personal Loans?

Multi-purpose loan
No security or Collateral free 
Fixed rate of Interest
Flexible tenures from 6 months up to 60 months based on the profile of the customer.
Quick processing and recommendable in emergency
Loan payable (Repayment) in easy installments
Repayment through ECS / Auto-debit / PDC
Applicable charges- Processing fee, Pre payment charges and delay charges
No part payments allowed
Online application with less paper work.
Credit score can be improved on complete payment without any delays
Age limits - min 18 years to max 55 years
Online application with less paper work.
Min loan amount 50,000
Max loan amount up to 20,00,000

Expert Advice

Best Practices for Personal Loan

Clear Identification of purpose and planned Budget.
Cost - benefit analysis
Peer comparison- ROI, PF and other charges and repayment tenor (shop around)
Know your credit history score and eligibility
Plan the repayment from the regular incomes than from futuristic/speculative income.
Check various other alternatives before availing a personal loan.n
Be clear on payment date and mode of payment like ECS, Online payments, Post dated cheques.
Terms and conditions to be clearly understood before signing up the agreement.
Take payment protection insurance
Ensure proper updation of contact details.

Things not to do for Personal Loan

Do not jump to apply a loan do the necessary homework
Do not borrow more than what is required.
Do not apply loan at too many places at a time.
Do not sign personal loans for others
Do not sign the terms and conditions without reading
Do not rush with the process.

Factors that affect interest rates on Personal Loan

Banks charge a different rate of interest depending on a whole host of factors. The interest rate can broadly vary between 14 - 24%. We take you through three such individual details that can affect the rate of interest charged by the bank.

1) Credit/CIBIL History:-
 If you have good credit/CIBIL record then banks will definitely award you with a better rate of interest. This means that if you have taken a loan previously and managed to pay it off without defaulting then you will have a high credit/CIBIL score. Apart from the loan the banks also take into account payment of your credit card bill record.
2) Nature of Employment:-:-
The nature of your job also plays a crucial role in determining the interest rate. Banks have different checks in place if you are a salaried individual vis-à-vis a self employed person. So if you are working with a reputed organization then banks will be able to extend a cheaper rate of interest. But if you are working with an organization that is not very well known then a higher rate will be charged. In case you have your own business then banks will give you a loan even if you are in an advanced age. On the other hand in case you are a salaried employee then a loan will not be extended if you are nearing the age of retirement.
3) Bank-Customer relationship:-:-
If you approach the bank where you already have a bank account and you are a valued customer then banks may give you certain leeway. This mean you can negotiate with the bank for a cheaper interest rate. Most banks agree to give a concession of 0.5-1% on the interest rate. So next time you go around shopping for a personal loan, remember that these three points will affect the amount that the bank sanctions and the interest rate that it is levied. In the next article we will cover more points that affect interest rates on personal loan. So stay tuned!

Personal Loan Advantages and Disadvantages

Personal Loan Advantages:

A) Easy availability:
 A lot of banks offer personal loans of various amounts and durations. You can pick and choose between them.
B) No collateral:
Personal loans are not very large amounts. They rarely exceed Rs. 4 lakhs. So there is no need to put up security or collateral against personal loan.
C) No criteria:
You can opt for a personal loan without having to explain to the bank why you need it. You can take a personal loan for any purpose including travelling, home repairs, medical emergencies.
D) Quickly available:
If you have a relationship with a bank you can get a personal loansanctioned within 24 hours. Personal loans also require very little paperwork.
E) Improves credit history:
If you regularly pay your EMIs on time then personal loans are a great way to improve your credit record. An improved CIBIL credit record can be very beneficial when you are looking for a new loan.

Personal Loans Disadvantages:

A) High interest rates:
 After credit cards, personal loans have the highest interest rates among credit products. Sometimes personal loans have higher rates than credit cards also.
B) High pre-payment penalty:
If you pre-pay your personal loans, banks often charge a high penalty.
C) Need good credit history:
Today, most banks give personal loans only to people with a good credit history. If someone regularly takes personal loans, he may be seen as someone who is not careful with his finances.
D) Affects credit report: 
If you default on your personal loan your CIBIL credit report reflects it and your credit rating and credit score are affected.
E) Bad image:
If banks access your CIBIL credit report and see a large number of personal loans, you are seen as someone who constantly needs money and who is indiscipline.

10 Things to Keep in Mind While Taking a Personal Loan

A personal loan must be taken only for emergencies. These include medical emergencies, urgent repairs to your home or if you need to cover up a shortfall in an education loan or any other emergency needs.
Loans must not be taken for holidays, investing in stocks, buying expensive gadgets etc.
The amount you pay for a personal loanshould ideally not be more than 25 percent of your salary every month.
Flexible tenures from 6 months up to 60 months based on the profile of the customer.
Do your research before applying to a bank for a personal loan. Lots of banks have different rates of interest for different loans. (Check here)
Don't choose a flat rate of interest. Always choose an option that calculates interest on the reducing balance method.
Bargain with banks so that they don't charge you a pre-payment penalty charge.
Try and keep the loan term short, preferably 1-3 years.
Do not take too many personal loans as it reflects on your credit history.
Banks may tell you that you have been pre-approved for a personal loan and that you can get the loan cheaper than other customers. Check for it.
If you have a very large credit card debt (interest on credit cards is usually between 25%-30% percent for a month), you can take a personal loan to pay that off (interest on personal loans is between 13% -17% for a month).

Personal Loans Precautions

1. Clear Identification of purpose and planned Budget:  

One should have a clear identification of purpose of availing personal loan. Never opt for a personal loan only just because you can. Going for personal loan is a wise decision only in case of emergency and where the purpose is unavoidable. Apart from the purpose one has to also plan and budget the total requirement well in advance before applying for a personal loan.
Borrowing more than what is required leads to unnecessary debt. In certain instances borrowing far less than required amount may result in not serving the purpose. Therefore one has to make complete budget of the purpose and plan his / her borrowings accordingly. It is always to be noted that money one's spent is lost forever and unnecessary debt can lead to financial stress.

2. Understand the need Vs personal Loan:

Before opting for a personal loan one has make cost – benefit analysis of various kind of other loans which customer can get in the market. In case of emergency and unavoidable situations you can go for personal loan but where the purpose is to improve the life – like buying a fuel efficient car customer has to analyze the cost and benefits involved in the long run. In this scenario it is to be understood that in long run the benefits from purchase of new fuel efficient car should be greater than the interest charges and other costs involved in availing personal loan.

3. Check for Better rate:

Before availing a personal loan from any particular Bank/ NBFC customer has to compare interest payable and other charges to know the best annual percentage rates available in the market. Though the customer has a pre approved personal loan at a concessional rate with a particular Bank, he/ she might get the loan at a comparatively still lower rates with others. Therefore it is always better to check with 3-4 Banks before making the mindset to proceed with any one in particular. ApnaLoanBazaar will always provide the industry best rates, which are available in the Indian market. Check for Personal Loan Interest rates with ApnaLoanbazaar

Also the repayment tenure is other point to be noted before taking a loan. Eg: Some Bank's may offer maximum repayment tenor of 36 months whereas some others may offer maximum up to 60 months. Customer has to decide the repayments based on his income in consideration of his / her other obligations.

4. Credit scoring & Eligibility Criteria: 

Personal loans best feature is collateral free and quick loan process, Hence Bank/NBFC will carefully analysis of your credit history. Customers with good credit history score will have high bargaining power. Customers with moderate / Low credit history may end up taking loans at higher rate of interest and Banks will have advantage of it. Customers have to ensure that they do not have any overdue while going for a personal loan. It is advisable to clear the credit card outstanding and other loan overdue before going for a personal loan as it improves credit worthiness. It is to be noted that not only income of the customer but Leverage is considered for arriving the limits. Generally Bank/NBFC prefer the credit score is above 730 for funding the personal Loan.

ApnaLoanBazaar will help you to know your CIBIL(Credit) Score: Know your Credit Score here

5. Plan the repayment from the regular:

Customer has to be aware of repayment tenor, monthly repayment date, mode of payment and installment amount. Repayment tenor to be planned based on the income and obligations. Over burden of EMI may result in delay and sometimes even default of the loan amount. Customer shall not forget the repayment date and maintain sufficient balances in the account for meeting the EMIs. Payment of EMIs by way of ECS through account is preferable to avoid unintentional delays. Even online payment from account is a suggestible mode of payment. In case of salaried employees it is better to opt the monthly repayment date to be within first week of the month. In case of entrepreneurs/ Businessmen the EMIs are to be planned from their regular income than depending on some other futuristic/speculative sources.

6. Terms & Conditions:

All the terms and conditions to be read carefully, before sign the loan agreement. Terms in smaller font to be observe carefully. Payment terms to be noted and have to maintain sufficient balance in the account for meeting the EMIs. Check the correctness of the updated personal details. Mobile alerts, Email alerts will remind the due date of payment and confirm the receipt of amount. In his/ her busy schedule customer may forget the due date whereas these alerts will remind them and help in making the payments on time.

Other Important Points to be noted:

In general the larger the loan amount the lower the interest rate. In some instances you may save on borrowing slightly higher. Plan accordingly.
Do not make late payments; there is risk of delay charges and increase in annual rate. This will also affect your credit history.
Co-signing of any other individuals’ personal loan to be done with extreme caution because any default by them will affect your credit history.
Good payment track will improve the credit history and make you eligible for additional loans with lower interest rate benefits.

About Mumbai

Mumbai, which was previously known as Bombay is a major metropolitan city of India. It is the state capital of Maharashtra . Mumbai city is known as the business capital of India, it being the country's principal financial and communications centre. The city has the largest and the busiest port handling India's foreign trade and a major Interntional airport. India's largest Stock Exchange which ranks as the third largest in the world, is situated in Mumbai. Here, trading of stocks is carried out in billions of rupees everyday.

Historic All India Congress Committee session was started on 7th of August 1942 at Gowala Tank Maidan. Mahatma Gandhi gave 'Quit India' call at this session. British arrested the Indian leaders soon afterwards but the momentum of the Quit India movement could not be stopped and led to the final withdrawal of the British on 15 August 1947.After independence, the state of Bombay was split into Maharashtra and Gujarat states in 1960 on linguistic basis, while the former retaining Bombay city as its capital.

Top Cities Loan Offers

Other Cities Loan Offers

Places To Be Visited In Mumbai

Gateway of India

    Mumbai's most recognized monument, the Gateway of India, was constructed to commemorate the visit of King George V and Queen Mary to the city. It's also a popular place to start exploring Mumbai. These days the atmosphere around the monument resembles a circus at times, with numerous vendors peddling everything from balloons to Indian tea.

Heritage Buildings

    Mumbai has some captivating heritage buildings where you can marvel over staggering examples of intricate colonial architecture. Some of the best are the Gothic looking Prince of Wales Museumin the Kala Ghoda art precinct, Victoria Terminus (CST) railway station, the Bombay High Court and the buildings of Horniman Circle in the Fort area. The feature of Horniman Circle is its huge gardens, which provide a welcome respite from the hustle and bustle of the city. Also have a wander past the historic 18th century homes in Khotachiwadi village.

Haji Ali

    The imposing Haji Ali is both a mosque and tomb. It was built in 1431 by wealthy Muslim merchant and Sufi saint Pir Haji Ali Shah Bukhari, who was inspired to change the course of his life after going to Mecca. It also contains his body. Situated in the middle of the ocean, Haji Ali is only accessible during low tide from a narrow, 500 yard long walkway.

Caves and National Park

    In contrast to its millions of inhabitants and sprawling development, Mumbai surprisingly also has a national parklocated within its limits and the many ancient Buddhist caves, which have been hand carved into volcanic rock there. More caves, dedicated to the Hindu Lord Shiva, can also be found on Elephanta Island.

Juhu and Marine Drive Chowpatty Beaches

    The Juhu Beach in Mumbai is one of the most famous Indian beaches.It is located approximately 18 km from the city center and is a desired location for most film shootings.

Kala Ghoda Art Precinct

    Kala Ghoda, meaning "Black Horse" in reference to a statue that was once located there, is Mumbai's cultural center. This crescent-shaped stretch is home to Mumbai's best art galleries and museums. It's also filled with cultural spaces, including some wonderful pavement galleries.

Total Number Of Branches In Mumbai (2316)

STATE BANK OF INDIA (337 Branches)UNION BANK OF INDIA (168 Branches)SARASWAT CO-OP BANK LTD (154 Branches)THE SHAMRAO VITHAL CO-OP BANK (114 Branches)BANK OF MAHARASHTRA (103 Branches)PUNJAB NATIONAL BANK (91 Branches)YES BANK (89 Branches)SYNDICATE BANK (73 Branches)ORIENTAL BANK OF COMMERCE (68 Branches)VIJAYA BANK (61 Branches)KOTAK MAHINDRA BANK LTD (58 Branches)ABHYUDAYA CO-OP BANK LTD (57 Branches)BHARAT CO-OP BANK MUMBAI LTD (55 Branches)UCO BANK (51 Branches)ALLAHABAD BANK (46 Branches)ANDHRA BANK (42 Branches)PUNJAB & MAHARSHTRA CO-OP BANK (34 Branches)STATE BANK OF HYDERABAD (33 Branches)HDFC BANK (30 Branches)FEDERAL BANK (29 Branches)BANDHAN BANK LTD (29 Branches)IDBI BANK (28 Branches)INDUSIND BANK (28 Branches)STATE BANK OF PATIALA (26 Branches)UNITED BANK OF INDIA (24 Branches)AXIS BANK (24 Branches)ICICI BANK LTD (22 Branches)THE MUNICIPAL CO-OP BANK LTD (22 Branches)STATE BANK OF TRAVANCORE (21 Branches)STATE BANK OF MYSORE (21 Branches)PUNJAB & SIND BANK (19 Branches)TJSB SAHAKARI BANK LTD (19 Branches)RBL BANK LTD (18 Branches)STANDARD CHARTERED BANK (18 Branches)STATE BANK OF BIKANER & JAIPUR (17 Branches)SOUTH INDIAN BANK (17 Branches)LAKSHMI VILAS BANK (16 Branches)KAPOL CO-OP BANK LTD (15 Branches)CANARA BANK (15 Branches)JAMMU & KASHMIR BANK LTD (13 Branches)THE ZOROASTRIAN CO-OP BANK LTD (13 Branches)NKGSB CO-OP BANK LTD (12 Branches)APNA SAHAKARI BANK LTD (12 Branches)CORPORATION BANK (10 Branches)TAMILNAD MERCANTILE BANK LTD (10 Branches)CITIZEN CREDIT CO-OP BANK LTD (9 Branches)BANK OF BARODA (9 Branches)G P PARSIK BANK (8 Branches)MAHANAGAR CO-OP BANK (7 Branches)STATE BANK OF INDIA (6 Branches)DENA BANK (6 Branches)DEUSTCHE BANK (6 Branches)CENTRAL BANK OF INDIA (6 Branches)THE ROYAL BANK OF SCOTLAND N V (6 Branches)BANK OF INDIA (5 Branches)NEW INDIA CO-OP BANK LTD (5 Branches)IDFC BANK LTD (5 Branches)INDIAN BANK (5 Branches)ING VYSYA BANK (4 Branches)KARNATAKA BANK LTD (3 Branches)KALYAN JANATA SAHAKARI BANK (3 Branches)BASSEIN CATHOLIC CO-OP BANK LTD (3 Branches)BARCLAYS BANK (2 Branches)CITY UNION BANK LTD (2 Branches)AHMEDABAD MERCANTILE CO-OP BANK (2 Branches)MIZUHO CORPORATE BANK LTD (2 Branches)JANASEVA SAHAKARI BANK LTD (2 Branches)JANATA SAHAKARI BANK LTD (2 Branches)KALUPUR COMMERCIAL CO-OP BANK (2 Branches)INDIAN OVERSEAS BANK (2 Branches)EXPORT IMPORT BANK OF INDIA (2 Branches)DCB BANK LTD (2 Branches)DOHA BANK QSC (2 Branches)HSBC BANK (2 Branches)THE NASIK MER CO-OP BANK LTD (2 Branches)THE KARAD CO-OP BANK LTD (2 Branches)SHINHAN BANK (2 Branches)SOCIETE GENERALE (1 Branches)RESERVE BANK OF INDIA (1 Branches)RESERVE BANK OF INDIA, PAD (1 Branches)SBM BANK MAURITIUS LTD (1 Branches)RABOBANK INTERNATIONAL (1 Branches)THE MEHSANA CO-OP BANK (1 Branches)THE AP MAHESH CO-OP BANK LTD (1 Branches)THE BANK OF NOVA SCOTIA (1 Branches)WESTPAC BANKING CORPORATION (1 Branches)UNITED OVERSEAS BANK LTD (1 Branches)VASAI VIKAS SAHAKARI BANK LTD (1 Branches)STATE BANK OF INDIA (1 Branches)STATE BANK OF INDIA (1 Branches)STATE BANK OF INDIA (1 Branches)FIRSTRAND BANK LTD (1 Branches)NATIONAL AUSTRALIA BANK LTD (1 Branches)NATIONAL BANK OF ABU DHABI PJSC (1 Branches)NUTAN NAGARIK SAHAKARI BANK LTD (1 Branches)B N P PARIBAS (1 Branches)BANK INTERNASIONAL INDONESIA (1 Branches)SHINHAN BANK (1 Branches)ABU DHABI COMMERCIAL BANK (1 Branches)COMMONWEALTH BANK OF AUSTRALIA (1 Branches)CREDIT SUISEE AG (1 Branches)DHANALAXMI BANK (1 Branches)BANK OF TOKYO MITSUBISHI LTD (1 Branches)CITI BANK (1 Branches)BHARATIYA MAHILA BANK LTD (1 Branches)
02-05-2019, 14:33
State Bank of India customers can operate without minimum balance restrictions
State Bank of India small and basic savings bank deposit accounts do not restrict the account holder to maintain a specific average of daily balances in a month.
Read More
08-04-2019, 11:56
State Bank of India offers linking PAN and Aadhaar to SBI account online
State Bank of India enables its customers to add their PAN (Permanent Account Number) and Aadhaar account number and Aadhaar details to their bank accounts through its internet ban ...
Read More
02-04-2019, 15:01
Fixed Deposit interest rates to the tune of 5.75-6.85 percent to the general public and to senior citizens across three categories
State Bank of India pays fixed deposit interest rates to the tune of 5.75-6.85 percent to the general public and to senior citizens across three categories.
Read More
01-04-2019, 14:51
State Bank of India levies a fine of Rs 5-15 from savings account holders failing to maintain the required balance
State Bank of India charges a penalty amount ranging from Rs 5 to 15 (Excluding GST) from savings bank account holders failing to maintain the specified balance.
Read More
18-03-2019, 12:06
State Bank of India Cash Withdrawal Limits
State Bank of India ATMs enable customers to withdrawal up to a daily limit of Rs 40,000. This limit is applicable on Classic Debit card. Higher value cards permit daily withdrawal ...
Read More
21-12-2018, 12:59
To activate new State Bank of India ATM card, Register for net banking online or ATM centre
State Bank of India internet banking subscribers can make use of a number of tools available online through the internet banking portal. In order to activate a new ATM card online, ...
Read More

Our Loan Partners

Cities We Serve

Our Loan Products

Need Help ?

040 6555 5578

Let Us Help You

KEEP IN TOUCH

Member of

© Copyright 2013-2017, ApnaLoanBazaar.com. All Rights Reserved.